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Real Estate

New Home Loan Modification Rules Coming Soon

New Home Loan Modification Rules Coming


 

* All servicers will be required to get financial documentation first.
* Only 13 percent of trial modifications have become permanent.
* Servicers that got accurate financial information had higher conversion rate.

If you want to get a modification to prevent foreclosure, soon you will have to supply financial documents upfront — including paycheck stubs and an income tax form.

The new loan modification requirement is the latest update in the Obama plan to reduce home foreclosure.

HAMP — the Home Affordable Modification Program — is designed to help homeowners who can no longer make their mortgage payments….

Click Here to Read the Full Story

UPDATE – New video explains some of the changes banks are making now!

By Diego Loya

Diego Loya is a Realtor - Broker at Home Living Real Estate Brokerage, a Orange County full services real estate company. Over the past 12 years, Diego has helped homeowners sell and buy their homes. He's loves educating and empowering real estate consumers. You can find him on Google, Facebook and Twitter.

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