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Home Mortgage News

How Much Can I Buy with an FHA Loan

If you looking to purchase a home using an FHA (Federal Housing Administration) loan because you are looking to put a lower down payment, there are limits on how much you can buy. As you probably already know the minimum down payment needed for an FHA loan is 3.5 percent. Depending on the county you […]

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The State of Real Estate

The State of the Current Orange County Housing Market

Quick Orange County Real Estate Market View Home Sales Up 15.8%    Median Home Sales Price Up 5.4%     Number of Homes For Sale Down 63.4% (Data is compared this year to same time last year) A few short years ago, housing was considered a headwind to economic recovery. Today, housing is seen as […]

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Home Mortgage News

Should You Get a 15 Year Mortgage?

There are several reasons why a 15 year mortgage would be attractive. Of course, you pay off the mortgage in half the time. You get a lower interest rate which is always good. After you pay off your home, you can set aside the extra cash into savings or other investments. But is it right for […]

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How to Buy a Home

10 Mistakes Home Buyers Should Avoid

Buying a home become a cumbersome event. There is much to learn and many steps that need to be taken in the home buying process. A first time home buyer may be overwhelmed by the buying process and concerned with what their options are and how there are protected. An experienced home buyer may have […]

Categories
The State of Real Estate

How Bank Bulk Sales Affect Your Buying, Selling A Home

There has been a lot of back room deals being made that will directly impact your bottom dollar especially those of us living throughout the Southern California area. We have been living through a real estate hell that started going on 5 years back where home prices plumetted, homeowners will not able to sell their […]

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Enjoy Brea

Brea Home Sellers Enjoying the Extra Cash

From June to July, the median home price rose 2% rising to $306,000 in Southern California according to research firm DataQuick.  That’s the highest median price recorded since September of 2008. The numbers for the City of Brea were even better. The median price of a single family residence in Brea rose from $460,000 to $479,000. That’s […]